The Top 3 No Contract Cell Phone Providers

There are millions of consumers taking advantage of the recent deals offered by no contract cell phone providers out there.  With the correct type of phone, you can now get in many cases unlimited talk, text and data; at just a fraction of the price of being on a postpay contract only smartphone plan.  The biggest drawback for many into switching over is the type of phones that are available on these types of plans.  Until a few years ago, the only types of phones you had to look forward to, was flip phones and maybe a vastly underpowered smartphones which barely has any features.  But now, many of the majors in the prepay and no contract smartphone carrier race offer a means to catch up the lead of the quality of services and phones offered.  Lets look at some of the best currently used today.

Straight Talk Wireless

Straight Talk Wireless is currently under the umbrella of discount cell phone carriers carried under the Tracfone umbrella.  Only offered in Wal-Mart stores, and online, the Straight Talk Wireless program has earned a right to be one of the top no contract cell phone providers around today.  Flexibility is the key when using Straight talk as you find that Straight talk uses both CDMA and GSM networks; the majors of the industry.  On the CDMA side, Straight Talk has offered phones that work on Sprint or Verizon’s CDMA network.  On the GSM side, Straight Talk uses AT&T or T-Mobile’s GSM network.  This alone offers the flexibility unrivaled in any of the prepaid cell phone carriers around today.  The icing on the cake is, now you are able to purchase a SIM card for any unlocked AT&T or T-Mobile phone and use it on Straight Talk’s Network.  Yes, you do have to purchase your smartphone at full price, but no longer would you have to be locked into a long contract to use it.  Straight Talk’s base rate is $45 every 30 days.

Wal-Mart Family Mobile

Not to be confused with Straight Talk, Wal-Mart Family Mobile expands to offer family plans that can currently be found no where else in the industry.  Wal-Mart Family Mobile is a partnership between Wal-Mart and T-Mobile whereby they offer reasonable smartphones on tiered family plans.  All the plans offer unlimited talk, text and data and come in at rates of $45 plus $35 for each additional line each month.  Also, Wal-Mart Family Mobile offers the option to purchase SIM cards to be used in unlocked T-Mobile smartphones.  With this option, you can purchase some of the best smartphones on the market and use them on the T-Mobile network with no contract commitments and unlimited usage for as long as this is offered.

Boost Mobile

Boost Mobile brings a unique idea to the wireless world which offers consumers a great way to have an inexpensive plan with a great smartphone.  Boost Mobile is a division of Sprint Nextel and offers a no contract option for their CDMA phones.  Boost Mobile offers a product called “Shrinkage”.  How this is explained is that you can have a smartphone plan to start out at $50, $55 or $60 per month; dependent on the type of phone you use.  Every 6 months, if you make on time payments for your plan, your rate is reduced by $5 until you can reach $35, $40, $45 per month respectively.  Even, if you happen to miss a payment while under this plan, the number of on-time payments you’ve made will continue to count toward your next savings.  You are given a monthly payment due date which will be the same date every month.  This is offered with no contracts, no credit checks and no deposits required.

Honorable Mention

These are some of the no contract cell phone providers quickly becoming a top choice in no contract smartphone equipment and features.


MetroPCS started out as a small regional carrier and has grown into the fifth largest cellular network operator in the US. They are known for their flat rate plans with no contracts and no credit checks, but now offers fast 4G LTE service. MetroPCS plans include unlimited data, messaging and voice options and they are featuring some quality no contract smartphones at reasonable prices. Customers can have up to 5 lines in a family account, and there is a 5 dollar discount for each additional line after the primary line. International calling can be included for an additional 5 per month on some of the plans and nationwide long distance included on all plans $35 per month or higher.

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